First Time Home Buyer

Buying your first home is an thrilling adventure and we’re here to make it fun and exciting! At the Mortgage Experts, our expert loan specialists provide personalized guidance every step of the way.

Kick Off with Free Pre-Qualification Get pre-qualified at no cost before house hunting — know your budget and strengthen your offers! We’ll even connect you with top real estate agents from our trusted network.

Affordable Options with Low Down Payments

Choose from flexible programs like USDA with no money down or FHA with as little as 3.5% down.

We’ll tailor your mortgage for easy, budget-friendly payments.

Expert Answers When You Need Them

Got questions? Our specialists are here for one-on-one support — explaining the process, sharing home-search tips, and helping you land your dream home. Turn your homeownership dreams into reality today!

Contact us for a free consultation and pre-qualification!

Popular Loan Programs for First-Time Home Buyers

30-Year Fixed Rate Mortgage

The most secure loan program. Lock in a low payment and sleep tight knowing that your rate will not change.

FHA Loan

Perfect for the buyer that wants to put less money down. Purchase your house with as little as 3.5% down!

VA Loan

An amazing deal for veterans and military members. Those who qualify for this loan can purchase with no down payment and no PMI. Find out today if you qualify!

Learning Center

Learn everything you need to know about buying a home.

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Get in touch with our expert agents

Have any question?

1-888 MTG EXPT
1-888-684-3978

Write email

onlineinquiry@emailhme.com