The Mortgage Experts – Smart Loans, Simple Process.

Local Mortgage Experts

Your Trusted Partner in Home Financing

The Right Loan at the Right Price

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Welcome to
The Mortgage Experts

A complete product mix including VA, JUMBO, FHA, USDA, and Conventional loan types, combined with numerous lender options places The Mortgage Experts in a position to offer you all loan types while not being constrained to one bank.

Our processing staff provides excellent customer service and a quick turn-around for all your financing needs. As we confidently claim in our company name, we are experts. We are truly The Mortgage Experts here to help navigate your way to the best possible loan at the best possible price.

What is Your Why?

Tell Us Your Story

What are your goals?
We are committed to helping you reach them.

I want to buy a home

I want to refinance

Mortgage
Prequalification

Some realtors require buyers to be pre-qualified even before starting to house hunt. A simple mortgage prequalification letter not only helps narrow your search of finding the perfect dream home, but also makes your mortgage application process much smoother and less time consuming.

The Mortgage Experts can help you get pre-qualified, and be on your way to home ownership! Simply fill out the secured mortgage prequalification form on our website, and get a head start with a potential preapproval before the journey even begins.

Loan Options

Finding a great home loan involves careful consideration of your needs, finances and history. We are here to guide you.

Fixed Rate Mortgage

Interest rates on Fixed Rate Mortgages are still very low! If you plan to stay in your home for the long term, a consistent payment that never changes can help you prepare for your financial future. Plan your budget with a consistent mortgage payment at a low rate that will stay the same through the life of your loan.

Common types of fixed rate mortgages The 15-year mortgage You will pay less in interest. If you borrow $100,000 to purchase a home at a 4% interest rate, paying over a longer period of time will mean more interest on the money borrowed. So, a 15-year mortgage can significantly cut down on the interest that you pay. Add to that the lower interest rates that are often available for 15-year mortgages and you could have some big savings available.

FHA

FHA loans are designed to make homeownership more accessible, especially for first-time buyers. With lower down payment requirements and more flexible credit qualifications, an FHA loan can help you purchase a home even if your savings or credit history aren’t perfect. These government-backed loans provide stability and peace of mind, giving you the opportunity to step into homeownership with confidence.
Whether you are looking for your first home or need a fresh start, FHA loans can open the door to affordable financing.

VA

VA loans are a valuable benefit for veterans, active-duty service members, and eligible military families. Backed by the Department of Veterans Affairs, these loans often require no down payment and come with highly competitive interest rates. In addition, VA loans do not require private mortgage insurance (PMI), which can result in significant monthly savings.
If you’ve served our country, this program ensures that homeownership remains within reach—providing the security, stability, and appreciation you deserve.

Rehab

Rehab loans are a great solution if you’re interested in purchasing a home that needs improvements. This loan combines the cost of the property and the renovation expenses into one convenient mortgage, saving you from taking on multiple loans.
Whether it’s upgrading an outdated kitchen, replacing a roof, or adding modern touches, a rehab loan allows you to finance both the purchase and improvements, helping you turn a fixer-upper into your dream home.

USDA

USDA loans are designed to promote homeownership in rural and suburban areas, offering affordable financing options to qualified buyers. With no down payment requirement and reduced mortgage insurance costs, a USDA loan can make it possible to own a home with very little upfront expense. These government-backed loans are ideal if you are looking for a home outside major metropolitan areas. They provide an excellent opportunity to enjoy the stability of homeownership while benefiting from lower costs.