Your Complete Guide to Getting Mortgage Preapproved

Getting preapproved for a mortgage is one of the most important early steps in the homebuying journey. It gives you a clear, realistic picture of what you can afford, strengthens your offers with sellers, and helps keep your search focused and efficient. Whether you’re a first-time buyer or upgrading, preapproval sets you up for confidence […]

First-Time Homebuyer’s Essential Checklist

Excited about becoming a homeowner? The process can feel overwhelming, but following a clear, step-by-step checklist makes it manageable. With 30-year fixed mortgage rates starting the year around 6.15-6.20% (based on recent Freddie Mac data) and the national median home price hovering near $410,000–$415,000, preparation is key to success—especially for first-time buyers. Use this updated […]

Demystifying Cash to Close

When you receive your Closing Disclosure (CD) at least three business days before closing, you’re in the final stretch of buying your home. This important document outlines every cost, credit, and payment involved in the transaction, including the all-important cash to close figure—the total amount you’ll need to bring to the closing table to complete […]

A Step-by-Step Guide to Shopping for Your New Home in 2026

House hunting is one of the most thrilling parts of buying a home—whether it’s your first purchase or you’re moving up. With 30-year fixed mortgage rates starting the year around 6.15-6.20% (per recent Freddie Mac data) and the national median home price near $410,000–$415,000 with modest growth projected (1-4% nationally), the market offers more balance […]